XRP price prediction 2026

Scenario model · updated 23 Oct 2026 · price today $1.29 · Reviewed by Rowan Hale

Our base scenario puts XRP at $1.27 at the end of 2026, inside a bear-to-bull range of $0.871 to $1.85 — -1.8% from today. These are scenarios, not forecasts.

Bear scenario, end of 2026$0.871-32.6% vs today
Base scenario, end of 2026$1.27-1.8% vs today
Bull scenario, end of 2026$1.85+43.3% vs today

These are scenarios, not forecasts. Years out, no model can call a price. We size each scenario from XRP's past cycle drawdowns and the growth of its market-cap tier, and refresh them monthly.

Month by month, 2026

JanAprJulOctDec
Base caseBear to bull range

Monthly table

MonthMinimumAverageMaximumAverage vs today
October$1.16$1.31$1.47+1.0%
November$0.975$1.29$1.70-0.4%
December$0.871$1.27$1.85-1.8%

XRP 2026 FAQ

What is the XRP price prediction for 2026?

The base scenario ends 2026 at $1.27, inside a bear-to-bull range of $0.871 to $1.85.

What is the bear and bull case for XRP in 2026?

The bear case is $0.871 and the bull case is $1.85 by the end of 2026. They are the 10th and 90th percentiles of the scenario distribution, not price targets.

How does the 2026 scenario compare with today's XRP price?

Today's price is $1.29. The base case is -1.8% from it, and the bull case is +43.3%.

Are the 2026 XRP numbers forecasts?

No. They are scenarios built from XRP's past cycle drawdowns and the growth of its market-cap tier, refreshed monthly. Four years out, no model can call a price.